Family Inheritance Readiness

You've planned
the estate.
Have you prepared
the people?

68% of ultra-wealthy parents worry their heirs aren't prepared. Only 34% have any structured plan.

UBS Global Family Office Report

Heirloom is a structured evaluation of how prepared your family is for wealth transition — before it happens. A private, scored report in under 30 minutes.

Explore Membership Free + Take the Quick Check
Built for parents with significant wealth. Private report.
Your Family Readiness Score
72
Moderately prepared — key gaps in governance and financial transparency
Transparency
85
Financial Literacy
68
Governance
54
Values Alignment
79
Independence
62
Family Vision
71

The greatest inheritance risk isn't market volatility. It's silence.

Heirloom — Family Readiness Assessment
The Problem

Most families plan
the assets.
Very few prepare
the people.

You have attorneys. Advisors. A trust structure built to last generations. But there is a question most estate plans never ask:

Are your heirs actually prepared to receive what you've built?

The Reframe
Is my child ready?
Have we prepared them?
70%

of wealth transfers fail by the third generation — not from poor investment strategy, but from inadequate preparation of the people who inherit it.

53%

of family offices report next-generation members feel unprepared to manage inherited wealth at the time of transfer.

47%

of family offices have no structured inheritance preparation plan — despite the majority holding multi-generational estate conversations.

Start Free

Not sure where your family stands?
Find out in ten minutes.

The Quick Check is a free, lightweight version of the full assessment. Six dimensions. No scoring. Just an honest read on where the gaps are likely to be — and whether the full assessment is right for you.

Take the Quick Check Free · 10 minutes · No account required
What Is Heirloom

A structured readiness
audit across six dimensions.

Heirloom is a preparation platform — tools, calculators, guides, and assessments built for families navigating significant wealth transfer. Start free. Unlock the full library with membership.

01
Transparency & Communication

How openly has the family discussed the estate structure, intentions, and expectations around wealth?

02
Financial Literacy & Exposure

Do heirs understand how wealth works — investing, taxes, structures — and have they managed real financial stakes?

03
Financial Exposure & Responsibility

Have children been given opportunities to manage money with genuine consequences and real accountability?

04
Values & Stewardship Alignment

Are the family's values and stewardship expectations clearly articulated — and understood by those who will inherit?

05
Autonomy & Independence

Have heirs developed their own identity, earning capacity, and decision-making ability independent of family wealth?

06
Family Governance & Shared Vision

Is there a shared vision and governance framework for how family wealth decisions will be made across generations?

How It Works

Private, scored, and
designed for clarity.

01
Audit Your Preparation

Answer 33 structured questions about your family's transparency, governance, financial exposure, and communication patterns. Designed to surface what you know — and what you've been avoiding.

20–25 minutes · behavioral & observational
02
Receive Your Readiness Score

Your Family Readiness Score is calculated across all six dimensions, with a dimension-by-dimension breakdown showing where your family stands — and where the gaps are.

Scored across 6 dimensions
03
Act on Your Private Report

Your personalized PDF report delivers score-band narratives, actionable next steps specific to your results, and conversation frameworks for the difficult discussions most families postpone.

Private report · immediate delivery
Who This Is For

Parents who want
clarity before
it's urgent.

Heirloom is built for families navigating generational wealth transfer — not for those in crisis, but for those who want to lead this process thoughtfully.

  • Parents with significant assets who want an honest assessment of their children's readiness
  • Families preparing for generational wealth transfer in the next 5–20 years
  • Parents preparing for inheritance conversations with children aged 15–35
  • Those who want to address concerns before they become regrets
  • Parents seeking a structured evaluation without emotional bias
  • Families who value preparation over assumption
What You Receive
One membership.
A complete library.
  • — Family Inheritance Readiness Assessment
  • — Family Readiness Score across six dimensions
  • — Dimension-by-dimension gap analysis
  • — Private PDF report with score-band narratives
  • — Actionable next steps tailored to your results
  • — Conversation frameworks for difficult discussions
  • — Lifetime access to your report
$29/mo
One-time · private · immediate delivery
Start Now
Ask Yourself

Questions most estate plans
never get around to asking.

If these questions give you pause, Heirloom is built for you.

  • Have you clearly explained how your estate is structured — not just that it exists?
  • Do your children understand the purpose behind the trusts and governance decisions you've made?
  • Have you held a structured inheritance conversation in the last two years?
  • Have stewardship expectations been explicitly articulated — out loud?
  • Have you allowed your children to experience real financial responsibility with genuine stakes?
  • If you transferred everything tomorrow, would your family be ready?
Explore Free Resources
For Wealth Advisors & Family Offices

Give your clients a baseline
before the first conversation.

Heirloom was built from conversations inside private founder communities — where the question of heir readiness surfaces constantly and the tools to answer it don't exist.

"Give your clients a structured readiness baseline before your first estate conversation. It changes what that conversation is."

  • Surface heir readiness concerns before they become estate planning complications — not after
  • Use the six-dimension framework as a structured pre-meeting diagnostic for new family clients
  • Provide clients with a private, credible tool they can complete independently — no advisor bias in the assessment
  • The report creates a shared vocabulary for inheritance conversations your clients have been avoiding
53%

of family offices report their next-generation members feel unprepared to manage inherited wealth at the time of transfer

Campden Wealth Research
47%

of family offices report no structured inheritance preparation process despite active estate planning

Campden Wealth Research
Advisor Enquiries

If you work with families navigating significant wealth transfer and want to introduce Heirloom as a client resource, we'd like to hear from you.

Learn About Advisor Access
Start With Clarity

In under 30 minutes,
replace uncertainty
with insight.

Heirloom surfaces the conversations your estate plan isn't having. Your scored, private report is ready immediately after completion.

Explore Membership Free +

Built for parents with significant wealth. 20–25 minutes. Private report. No advisor required.

Heirloom

A preparation platform for families navigating significant wealth transfer. Start free.

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