Family inheritance readiness
A private score across six dimensions of heir readiness. Know which conversation comes first.
Free. About 5 minutes. No account.
Family Readiness Score
Developing
Priority areas: Governance and Transparency
Each dimension scored out of 20
68% of ultra-wealthy parents worry their heirs aren't prepared. Only 34% have a structured plan.UBS Global Family Office Report
Attorneys draft the trusts. Advisors structure the portfolio. No one on the team is asked whether your heirs are ready to receive it.
53%
of family offices say next-generation members feel unprepared at the time of transfer.
47%
have no structured process for preparing them.
Campden Wealth Research
If one gave you pause, start here.
Twelve questions. About 5 minutes. Free, no account.
The framework
Every assessment question maps to one dimension, each scored out of 20, so you can see where to begin.
01
Communication Depth & Cadence
How often your family talks about wealth, and how honestly.
02
Transparency & Estate Clarity
Whether heirs know what exists, how it is held, and why.
03
Financial Exposure & Responsibility
Whether they have managed real money with real consequences.
04
Values Transmission
Whether they can say what the wealth is for, in your words.
05
Autonomy & Independence
Whether they have built an identity and income of their own.
06
Family Governance & Shared Vision
Whether there is a way to decide together, after you.
01
Twelve yes-or-no flags that show whether gaps exist.
Free. About 5 minutes.
02
33 questions about what you observe, not how anyone feels.
20 to 25 minutes.
03
Your score, every dimension, and the conversations to start with.
Private PDF, delivered within minutes.
Private by design. Your answers are never shared with advisors, attorneys, or anyone else unless you choose to. Heirloom is a diagnostic, not counseling or financial advice.
Membership
$29 a month
or $149 a year. Cancel anytime.
Explore membershipSecure checkout on this site. Cancel from your account anytime.
For advisors and family offices
A readiness baseline changes what the first estate conversation is about. Clients complete it privately and arrive with a shared vocabulary for the discussion they keep postponing.
86%
of family offices lack a succession plan.
28%
cite rising-generation unpreparedness as a top risk.
31%
name family wealth education as their top service need, the most cited.
J.P. Morgan 2026 Global Family Office Report, 333 single family offices in 30 countries
Begin with twelve questions and five minutes.