You've planned the estate.
Have you prepared the people?
Heirloom is a structured Family Readiness Assessment, evaluating how prepared your family is for wealth transition before it happens.
Built for parents with significant wealth. 20–25 minutes. Private report. No financial or legal advice.
Most Families Plan the Assets.
Very few prepare the people.
You have attorneys. Advisors. A trust structure built to last generations.
But there is a question most estate plans never ask:
Are your heirs actually prepared to receive what you've built?
Not legally. Not financially on paper. Prepared in the ways that determine whether wealth becomes a foundation — or a burden.
The research is clear:
70% of wealth transfers fail by the third generation — not because of bad investment strategy or flawed legal structures, but because of breakdowns in communication, unclear expectations, and heirs who were never genuinely prepared.
53% of family offices say their next generation is inadequately qualified to lead.
The majority of wealthy families have never held a single structured conversation about inheritance.
The greatest inheritance risk isn't market volatility.
It's silence.
Ask yourself:
Have you clearly explained how your estate is structured — not just that it exists?
Do your children understand the purpose behind trusts and governance decisions?
Have you held a structured inheritance conversation in the last two years?
Have stewardship expectations been explicitly articulated?
These are not questions about your children's character.
They are questions about your family's preparation.
And if any of them gave you pause — you are exactly who Heirloom was built for.
What Is Heirloom?
A structured readiness audit for families navigating generational wealth.
Heirloom is not a financial planning tool. It is not estate software. It is not a personality assessment for your children.
It is a structured evaluation of how prepared your family system is for wealth transition.
Instead of asking:
"Is my child ready?"Heirloom asks: "Have we prepared them?"
The assessment measures six dimensions that research consistently links to successful transitions.
Financial Exposure
Governance Transparency
Communication Cadence
Responsibility Signals
Values & Stewardship Alignment
Decision Maturity
The result? A clearer path forward — whether that means starting new conversations, adjusting your estate plan, or simply gaining peace of mind.
The Six Dimensions of Family Readiness
How It Works
A simple, structured process designed for clarity
Audit Your Preparation
Answer 30 structured questions about your family's transparency behaviors, governance exposure, communication patterns, and observable responsibility signals. Designed to surface what you know — and what you've been avoiding.
20–25 minutes · Behavioral and observational questions
Receive Your Family Readiness Score
A system-level evaluation across all six dimensions, identifying where your preparation is strong and where structural gaps exist — with a clear score that gives you a measurable baseline.
Instant delivery · Six-dimension breakdown
Act with Clarity
Receive a private, structured report with practical next steps — specific actions to improve communication, increase financial exposure, and close preparation gaps while there is still time.
Private PDF report · Actionable next steps
Who This Is For
Parents with significant assets who want clarity on their children's readiness
Families preparing for generational wealth transfer
Parents preparing for inheritance talks with children aged 15–35
Those who want to address concerns before they become regrets
Parents seeking a structured way to evaluate readiness without emotional bias
Families who value preparation over assumption
What You Receive
30-question structured readiness assessment
Detailed interpretation guidance
Conversation scripts for difficult discussions
Comprehensive scoring framework
Gap analysis across six dimensions
Downloadable PDF guide for reference
One-time purchase. No subscription. No recurring fees.
Why This Matters Now
We are entering a period of unprecedented intergenerational wealth transition.
$124 Trillion
projected to transfer between generations by 2048
Source: Cerulli Associates, 2024
Yet studies consistently show that the majority of wealth transfers fail — not because of poor financial planning, but because of inadequate preparation of the recipients.
The difference between a successful transfer and a failed one often comes down to one thing: whether children were prepared to receive it.
Heirloom gives you the clarity to act while you still can — to identify gaps, start conversations, and ensure your legacy strengthens rather than divides your family.
Start With Clarity
In under 30 minutes, you can replace uncertainty with insight.