Heirloom — Family Readiness Assessment

You've planned the estate.
Have you prepared the people?

Heirloom is a structured evaluation of how prepared your family is for wealth transition — before it happens.

Start the Assessment — $49

Built for parents with significant wealth. 20–25 minutes. Private report.

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The Problem

Most families plan the assets.
Very few prepare the people.

You have attorneys. Advisors. A trust structure built to last generations. But there is a question most estate plans never ask:

Are your heirs actually prepared to receive what you've built?

Not legally. Not financially on paper. Prepared in the ways that determine whether wealth becomes a foundation — or a burden.

70%

of wealth transfers fail by the third generation — not from poor investment strategy, but from breakdowns in communication and preparation

53%

of family offices report their next generation is inadequately qualified to lead or steward inherited wealth

47%

of family offices have no succession plan in place — the majority have never held a structured inheritance conversation

The greatest inheritance risk isn't market volatility.
It's silence.

Ask Yourself

Questions most estate plans
never get around to asking.

Have you clearly explained how your estate is structured — not just that it exists?
Do your children understand the purpose behind trusts and governance decisions?
Have you held a structured inheritance conversation in the last two years?
Have stewardship expectations been explicitly articulated — out loud?
Have you allowed your children to experience real financial responsibility with genuine stakes?

These are not questions about your children's character.
They are questions about your family's preparation.

If any of them gave you pause — you are exactly who Heirloom was built for.

What Is Heirloom?

A structured readiness audit for families navigating generational wealth.

Heirloom is not a financial planning tool. It is not estate software. It is not a personality assessment for your children.

It is a structured evaluation of how prepared your family system is for wealth transition.

The reframe

Is my child ready?

→ Have we prepared them?

The assessment measures six dimensions that research consistently links to successful wealth transitions. The result is a clear, scored baseline — and a private report with specific actions.

The Six Dimensions

Communication Depth & Cadence

Transparency & Estate Clarity

Financial Exposure & Responsibility

Values & Stewardship Alignment

Autonomy & Independence

Family Governance & Shared Vision

How It Works

A simple, structured process
designed for clarity.

Audit Your Preparation

Answer 33 structured questions about your family's transparency, governance exposure, communication patterns, and financial responsibility signals. Designed to surface what you know — and what you've been avoiding.

20–25 minutes · Behavioral & observational

Receive Your Readiness Score

A system-level evaluation across all six dimensions, identifying where your preparation is strong and where structural gaps exist — with a clear score that gives you a measurable baseline for the first time.

Instant delivery · Six-dimension breakdown

Act With Clarity

Receive a private, structured report with practical next steps — specific actions to improve communication, increase financial exposure, and close preparation gaps while there is still time.

Private PDF report · Actionable next steps

Start the Assessment — $49

Who This Is For

Parents who want
clarity before it's urgent.

Parents with significant assets who want an honest assessment of their children's readiness
Families preparing for generational wealth transfer in the next 5–20 years
Parents preparing for inheritance conversations with children aged 15–35
Those who want to address concerns before they become regrets
Parents seeking a structured evaluation without emotional bias
Families who value preparation over assumption

What You Receive

33-question structured readiness assessment
Family Readiness Score across six dimensions
Dimension-by-dimension gap analysis
Private PDF report with score-band narratives
Actionable next steps tailored to your results
Conversation frameworks for difficult discussions

One-time purchase. No subscription. No recurring fees.

Why This Matters Now

We are entering a period of unprecedented intergenerational wealth transition.

$124 Trillion

projected to transfer between generations by 2048

Source: Cerulli Associates, 2024

Yet studies consistently show that the majority of wealth transfers fail — not because of poor financial planning, but because of inadequate preparation of the recipients.

The difference between a successful transfer and a failed one often comes down to one thing: whether children were prepared to receive it.

Heirloom gives you the clarity to act while you still can — to identify gaps, start conversations, and ensure your legacy strengthens rather than divides your family.

Start With Clarity

In under 30 minutes, replace uncertainty with insight.

The assessment is private. The report is yours. The preparation is overdue.

Start the Readiness Assessment

Heirloom — Legacy starts with preparation.

You've planned the estate.Have you prepared the people?

Most families plan the assets.Very few prepare the people.

Questions most estate plansnever get around to asking.